Today's Rates

Fixed Annuities

Simplifying Annuities So You Can Focus on Your Future

Building a secure financial future starts with understanding your options. From guaranteed income to protected growth, Annuity Association is here to help you compare annuities and choose the one that matches your goals. 

 

Find the Annuity for Your Financial Goals 

Immediate Income Annuities

Turn your savings into guaranteed income right away. Ideal for retirees who want to replace a paycheck with steady, reliable payments they can count on every month.

Deferred Income Annuities

Plan ahead with income that starts later. A great choice for near-retirees who want to lock in guaranteed payments for the future.

Safe Growth Annuities

Grow your money with confidence using competitive fixed or indexed annuity rates. Protect your principal and benefit from stable, dependable returns.

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How It Works

Getting started is simple. Here’s how the process of securing the right plan for your future looks: 

Roger Ibbotson Annuity

1. Learn About Annuities

Explore easy-to-understand guides and expert insights to learn more about your annuity options.

Roger Ibbotson Annuity

2. Compare Annuity Rates

View rates from the top-rated insurance carriers to see which option aligns with your financial goals. 

Roger Ibbotson Annuity

3. Speak with an Advisor

Receive personalized guidance from our licensed annuity expert. Choose the right annuity with confidence. 

What Sets Us Apart

  • Independent & Transparent

Annuity Association is not tied to any insurance company. We select and review annuities from reliable companies with high ratings so that you can choose the right product for your needs. 

  • Unbiased Guidance You Can Rely On

Our annuity advisors focus on education first and recommendations second. We make sure you understand every option available, so you can make a confident, well-informed decision about your financial future.

  • Built on Experience & Integrity

With years of experience helping pre-retirees and retirees secure a better financial retirement, we combine proven expertise with an honest, people-first approach to annuity education. 

"Understanding Annuities is Our Job.  Earning Your Trust is Our Priority. Our Reputation Depends On It." 

Jeremiah Konger

Chief Executive Officer

All annuities are not created equal.  Our team of Fiduciary Advisors are committed to helping you understand which type of annuity will best serve you in retirement.  If you already know which type is right for you, our advisors will help you find the best one available on the market using our transparent, no obligation process.

Our Clients Say It Best

Relationships come first

"After talking with several annuity sales people, I was very confused on which annuity was right for me.  Annuity Association was able to understand my needs and help me determine the best annuity through a quick and simple process."

Bob O'Callahan

Immediate Annuity

“I would highly recommend using Annuity Association for any annuity purchases. They are easy to talk to, no sales pressure, and explain what options you should consider.  They operate in a Fiduciary capacity which added confidence in my buying decision.”

Victoria Lendi

Fixed Annuity

 "We wanted guaranteed income.  With us being market risk adverse, we knew an annuity was ideal.  The question  was which one?  Annuity Association understood our needs and showed us the best products to consider with an transparent process."

John & Linda Kowalsky

61/58, Jupiter, FL

Deferred Income Annuity

Annuity Education

Download the latest whitepapers on annuities from America's Top Ph.D.'s of Retirement Research

Roger Ibbotson Annuity

Roger Ibbotson

Ph.D. 

Yale School of Management

In his latest research, economist Roger Ibbotson argues that fixed indexed annuities have the potential to outperform bonds in the near future and smooth the return pattern of a portfolio.

 

David Babbel Annuity

David Babbel

Ph.D.

Wharton School of Finance

Lifetime Income For Women: A Financial Economist's Perspective.  In this whitepaper, Dr. Babbel explores the benefits of lifetime income for women to address longevity and volatility risk in retirement.

Wade Pfau Michael Finke Annuity

Michael Finke & Wade Pfau

Ph.D.

American College

New Research from Michael Finke and Wade Pfau demonstrates how income annuities improve outcomes compared to investments alone—and increase confidence while reducing stress in retirement.

Tools & Resources to Get You Started

Annuity Quiz

Feature 1

Take our quick quiz to match your financial goals with the right products.

Fixed Index Annuity Calculator

Feature 1

Estimate how your savings can grow safely with a fixed index annuity over time.

Annuity Rates Report

Feature 2

Access up-to-date annuity rates and performance comparisons from top-rated carriers.

Annuity Reviews

Feature 2

Browse transparent reviews, pros, cons, and ratings.  Find the right annuity for your financial goals.

Latest From Our Blog

Get the latest annuity news, updates, and planning insights from Annuity Association experts.

Posted On 10 January 2025 |  Posted By Jeremiah Konger

Posted On 29 January 2024 |  Posted By Jeremiah Konger

Posted On 02 February 2024 |  Posted By Jeremiah Konger

Secure Your Financial Future with Annuity Association

Planning your retirement doesn’t have to be complicated. With Annuity Association, you’ll gain clarity, confidence, and control over your financial future. 

Disclaimer: Annuities are not offered by the U.S. Government, are not government-guaranteed, and are not FDIC insured. All guarantees are backed by the claims-paying ability of the issuing insurance company.

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